Fortunately, those calculations don't have to be hard. All you have to do is get used to doing approximate (I call them 'quick check') calculations. Remember, all you care about is whether the numbers are reasonable, not whether they are exactly right. That means that your check does not need to be very accurate, only close enough for you to know whether to be worried.
Below are several of the rules I've come across in my years of checking other people's numbers. If you have any more, send them to the Mathemagician to let me know.
Rules for quick check calculations:
If the single digit number is 9, then the original number was divisible by 9. If the single digit is 3 or 6, then the original number was not divisible by 9, but was divisible by 3.
You can do a similar check for divisibility by eleven. Starting at the last digit, subtract the second digit, then add the third digit, and so on, alternating between adding and subtracting. If the result is zero, or a multiple of eleven, then the original number was a multiple of eleven.
Some useful number facts for quick checks.
Numbers in the real world.
Grannus' circle.
The front gate of Esmerel.